Here is more information about our Credit Reports.
Pre-Employment Credit Search:
This Report is provided in strict compliance with the Fair Credit Reporting Act, and its use is restricted for the use of employment purposes. Credit history will provide an employer insight into an applicant’s character. Credit checks are a valuable resource and are recommended for all employees whom are being considered for financial positions.
What will the Credit Report contain?
- Social Security number
- Date of Birth
Credit reports have become increasingly common however, many HR personnel have little experience in reading credit reports. VICTIG employs a proprietary credit report summary which is free of charge. The summary provides a simple and intuitive glance at the credit report which provides an outline of important statistics like number of collections, number of accounts paid late, number of delinquent accounts, and how long has credit been established.
Tenant Screening Credit Search:
This report is provided in strict compliance with the Fair Credit Reporting Act and its use is restricted for the use of extending credit to potential residents for the purpose of living in an apartment community or in a rental property. Each applicant must sign a consent form prior to obtaining a credit report. Also note, Credit Scores can be provided on Credit Reports upon request and for a nominal additional fee.
- Provides a summary of all reported credit activity
- Provides a complete itemization of account activity identifies apartment collections
- Verifies social security number
- Verifies date of birth
- Provides OFAC terrorist alert
- Equates good/bad credit ratios
VICTIG credit review and summarization on all credit reports for you
All partners should communicate to all clients to refer to the Fair Credit Reporting Act for answers to questions about disclosing credit information.