Who are we?
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We Are VICTIG
We are a full service background screening company. We have over 10 years of pre employment background screening, volunteer screening and tenant screening experience. We have serviced Forbes 100 companies down to very small businesses. We claim that we are the best background screening company in the world but don't believe us, see what our clients have to say. Testimonial Videos
We provide innovative and common sense solutions for both the employment and residential sectors. Whether your need is tens of thousands of reports a year or just a few, VICTIG can accommodate anyone.
There are plenty of companies that can provide you criminal record information, perform an education verification, and pull a tenant credit Report. What makes us diffrent is our history of creating progressive screening solutions that solve problems, reduce turnaround time, and save you money. From our experience, most organizations pay too much and wait too long for background screening.
Featured Services
For employers we offer a national criminal and sex offender database search, social security trace, county criminal search, employment verifications, education verifications, professional references verifications, workers comp searches, state criminal and many others.
For property managers we offer the best tenant screening product on the market. We offer a full credit report, state eviction search, criminal and sex offender search and a tenant score card. This product allows property managers to treat each applicant the same and apply fair housing laws.
read moreYou can try us now, RISK FREE!
We allow you to run reports free of charge as you demo and compare our service with no obligation at all. We don’t have a long term contract or have maintenance fees. Give us a try; you have no idea what you are missing.
Our Guarantee:
- - Superior Quality
- - Better Customer Service
- - Quicker Turn Around Time
- - Decreased Cost
The FCRA, or Fair Credit Reporting Act, is a law that basically regulates the use of consumer information, including credit information. The law was passed in the early 1970s as a protection to consumers from Consumer Reporting Agencies.
Purpose of the FCRA:
The Fair Credit Reporting Act (FCRA), Public Law No. 91-508, was enacted in 1970 to promote accuracy, fairness, and the privacy of personal information assembled by Credit Reporting Agencies (CRAs).
This act sanctions consumers to one free credit report per year. This act also protects consumers in maintaining laws regarding the length of time negative information about a consumer (such as bankruptcies, late payments, and tax liens) may stay on the consumer’s report.
Who does the FCRA affect?
The FCRA ultimately affects everyone with a credit rating and a desire to be employed. Consumer credit information is used by a myriad of companies for many reasons. This act protects consumers against creditors basing financial decisions on information such as:
- sexual orientation
- marital status
- drinking habits
- hygiene
Before a background check or credit report is run, the FCRA requires creditors, employers, and others to provide the following information to consumers:
- The name of the company filing the report
- If contrary or hostile action is taken based on the results of the report
Background screening companies must abide by the FCRA as well as additional rules and regulations as per their company’s policies. The FCRA prohibits information such as medical history without consent.
An important point in the FCRA is that it only directly applies to CRAs (Credit Reporting Agencies) in investigations. Many other private investigation companies are held to similar rules and laws, but do not fall under the jurisdiction of the FCRA.
